This may be of interest to you if: You wish to make retirement provision and you are self-employed and not in a company pension scheme. You are an ex-member of an Occupational Pension Scheme and have available a transfer value from that scheme. You wish to make retirement provision through a personal pension plan but wish to retain a high degree of investment control. You are a Partner or Director in business or a Sole Proprietor and wish to consider using your pension fund to purchase commercial property, perhaps from which your business will practice or trade in the future. You want a personal pension with explicit fee based charges You are ready to take your retirement benefits and do not necessarily wish to use your pension fund to buy an immediate annuity. Designed By: iTech Solutions NI Copyright © 2016 Carleton Financial Planning All Rights Reserved.