This may be of interest to you if: • You wish to make retirement provision and you are self-employed and not in a company pension scheme. • You are an ex-member of an Occupational Pension Scheme and have available a transfer value from that scheme. • You wish to make retirement provision through a personal pension plan but wish to retain a high degree of investment control. • You are a Partner or Director in business or a Sole Proprietor and wish to consider using your pension fund to purchase commercial property, perhaps from which your business will practice or trade in the future. • You want a personal pension with explicit fee based charges • You are ready to take your retirement benefits and do not necessarily wish to use your pension fund to buy an immediate annuity. Designed By: iTech Solutions NI Copyright © 2016 Carleton Financial Planning All Rights Reserved.